This is by owning assets in the right names and ways; using all available tax breaks; and taking benefits at the most efficient times.

Trusts are often used for people who cannot look after their own money, and also to mitigate Inheritance Tax. There can be valuable tax saving benefits, and we often combine our expertise with that of solicitors to offer the best results.

Life assurance policies placed in Trust can ensure that money is in the right place at the right time.